Author Archives: Brian

If Stock Investing Is Gambling, You Are Doing It Wrong

140%. That is what my individual stock picks did in the last year (past 12 months). Yes, I am petrified that it won’t last and that I will lose money. But each month I check the financials of each company, and each month I am happy with the way the numbers look. So I stick… Read More »

It Just Might Be A Good Time To Have 30% Or More In Cash

I kept my cash bar pretty high over the last 3 or 4 months, but maybe you have been more daring. As we head into record territory yet again, maybe it is a good time to look at your cash position and decide whether to beef it up. Cash in this case is uninvested cash… Read More »

I Could Do Better Investing In Stocks, But Why?

In this post, I am going to examine goals. When I was originally starting out investing again three years ago, I was looking at about 20% yearly gain as a difficult bar to surpass. Well, now I know that a 140% return is possible investing in just little ole individual stocks. Not forex, not options,… Read More »

I’ve Beaten The Market With My Stock Selections, But That Does Not Make Me Special

I have two Roth IRAs, a Rollover IRA, a Personal 401K, and a Corporate Brokerage Account that I track. I also manage a brokerage account for my kids and one for another family member. Those two I do not track because the goals for those accounts are different. For instance, for my kids I am… Read More »

Avoid The Macro, Look At The Micro When Investing In Stocks

I am starting to write this as tech stocks have declined over the past couple three weeks. But market values have no real view into a company’s stock values. They really show the emotion of the market participants. So as a reason to buy or sell, market values mean nothing. Similarly, the larger economy, changing… Read More »

The Case For And Against Buying More Stock

During September, the NASDAQ 100 has dropped. And kept dropping. Of the gains since March, September has seen about 10% evaporate. After the selling started, it was too late to sell. If you didn’t, you really should have listened to me earlier when I said cash was king. But I’m not about I told you… Read More »

Excuse Me… Why Sell Stocks Into A Bounce?

Here is something that Jim Cramer on CNBC said last week: “I’m telling you to have some discipline. I expect this market to have a near-term bounce, and discipline means you should sell something into that rebound…” (CNBC) Honestly, this assumes that the market will resume its selloff, which it very well could. But what… Read More »

Welcome To The Tech Stock Selloff

Happy Memorial Day. Today we solute our men and women in uniform. Our country would not be what it is without you. And of course I hope you are having a good day off work and off staring at the market changes to your 10 stocks. Last Thursday and Friday saw a selloff of tech… Read More »

How To Figure A Discounted Net Present Value

Discounted net present value is the way to arrive at a target share price of a stock. It is the most mathematical thing we do as focus investors. Usually we calculate a target share price once we have decided that the company is a good one to invest in. You can use a spreadsheet on… Read More »

Are You Really Up For Stock Investing?

Anybody can invest in the stock market, yes. But should any given person? There are traps to watch out for. If you are in it to get rich quick, you will likely lose. Why? Because you probably won’t build up an emergency fund first. You’ll put a chunk of money in your brokerage account. Invest… Read More »